Policies And Barriers in The Provision of Affordable Housing in Ghana

Abstract

Affordable housing is a major concern by both public and private players in the Construction Industry. This paper aimed at revealing the policies and barriers in the provision of affordable housing faced by both existing and potential developers in the construction industry. The objectives were to identify and evaluate the policies and barriers in the provision of affordable housing in the country. A quantitative survey approach was adopted for the study. Stratified random sampling technique was used in selecting respondents for contractors and real estate developers whiles purposive sampling technique was adopted for selecting consultants and clients. The sampling size of building contractors, real estate developers, consultants and clients used for the study were 38, 28, 21 and 15 respectively. 102 questionnaires were self-administered to respondents and 84 were retrieved for the analysis showing 82% response rate. The responses were analysed using simple statistical tools such as mean scores and standard deviations. The findings of the study reveal that policies that would help in the provision of affordable housing are Tax and Housing policy, Construction policy and promotion of real estate development policy. The most barriers in respect to the provision of affordable housing were material cost and its availability, construction cost; developmental regulations and political interference.

Keywords:  Affordable, Housing, Barriers, Policies, Ghana